Will Car Interest Rates Go Down In 2025. Most economists agree that rates won’t return to the lows we. By the end of 2025, the rates on some car loans could be approximately two percentage points lower, he said.
When interest rates go down, borrowing becomes cheaper, and that can increase your purchasing power. But we’ve got many more rate cuts and months to go before we see substantially lower interest rates on credit cards, car loans and other loans.